AI in Fintech Market to Soar Past $79 Billion by 2030, More Than Doubling in Value

The market for artificial intelligence applications in financial technology is projected to exceed $79 billion by 2030, more than doubling in value over the next several years, according to data from Stocklytics.com. This follows a period of rapid expansion, with the market having grown from $22.5 billion in 2022 to a projected $32.2 billion by the end of 2025.

Data from Statista and Research and Markets indicates that AI adoption in fintech has increased due to its utility in areas such as fraud detection, credit risk analysis, and personalized banking. The market is expected to grow by approximately $6 billion in 2026 and $8 billion in 2027, with an annual average increase of $10 billion through to the end of the decade. If realized, this would represent a 145% increase from 2025 to 2030.

Comparative analysis suggests that the projected five-year growth of AI in fintech surpasses that of other AI sectors, including autonomous and sensor technologies and computer vision, by 50% and 40%, respectively.

More broadly, the fintech industry itself is also experiencing substantial growth, driven in part by AI integration. According to Statista Market Insights, the global fintech market is expected to reach over $120 billion in 2025, representing a 16% year-over-year increase and a 200% increase since 2022. Continued AI implementation is forecast to support a further 17% rise in market value by 2028, pushing the industry’s valuation to more than $141 billion.